Terms

Terms of use

Susman Insurance Agency, California-licensed (License 0B75129), runs this site. It offers general information on life coverage and a quoting tool that returns carrier quotes based on your answers.

Quotes are estimates. Rates shown are what each carrier quotes for the health tier you picked, for information use only. They are not an insurance contract, a price lock, or a promise of approval. The carrier sets the final premium, tier and eligibility through underwriting; the issued policy governs.

No coverage here. A quote, application or contact message does not bind coverage. Only a policy issued by a carrier and accepted by you—with payment made—creates coverage.

Availability. Carriers, products and rates are state and applicant specific and subject to change. Quotes are for California.

Information. This site's guides are general and not legal, tax or financial advice. Verify anything important with a qualified professional.

Third-party platform. The apply page loads a third-party application service subject to its own terms.